Refund Policy

Refund Policy: We want you to be happy with the Resource(s) you receive and treated well by the people who care most about you and your success.

In the event the goals were not met while implementing our Resource(s) to the best of your ability, email our team at within the 14 days purchase window, and let us know you’d like a refund.  Please include in the email your payment receipt and why you are not satisfied. Refunds must be e-mailed other ways of communication with not be accepted via social platform.

We will not provide refunds more than 14 days following the date of purchase. 

Digital Product. Please e-mail us and let us know how your goals were not met while implementing our Resource(s) to the best of your ability with our digital product and what we can do for you to ensure you are satisfied with your purchase. All digital products are nonrefundable since you have to copy in your possession. Incompatibility with your system is not an acceptable reason for a refund.

Digital files, term of use.


Print digital resource(s) for personal use only.

Save digital resource(s) to device for personal use only. 

Promote digital resource(s) on social platforms that you are using product. 


Share the file with anyone else via e-mail, USB, hard drive, social platform, or any other means. 

Sell printable file to anyone else.

Sell print outs of the printable file to anyone. 

Upload to the web.

Use printable files or prints in giveaways without my written permission.

Change, manipulate, or use the printable file on products for sale. 

Use printable files for any commercial use. 

Coaching Sessions Fees. We promise you will get out of the coaching session what you put into it and unfortunately, these sessions are not refundable as we are a fee-for-time service. 

Phone Coaching No Shows.  Your financial coach will make 3 attempts to contact you at the phone number you provided and agreed upon.  If you do not answer after the 3rd attempt, your appointment will be cancelled and documented as a No Show.  You acknowledged that if you are a No Show, you will only be eligible for 50% of the cost you paid for your consult session. 

Purchasing does not transfer rights. Copyright of design and worksheets remains with Believe and Budget. 

Upon purchase, you agree to Believe and Budget Terms and Conditions

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