Believe And Budget
Money Talk with The Maloneys
Category: HOME
How to Transition from Home to An RV?
We live tiny, and it was our dream! We are living our dream, and I want to share the process with you, because you are probably here wanting to know the how, what, when, where, and so on about living tiny. So, we are going to deep dive into 5 ways to make transitioning from a home to an RV easier.
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10 Road Tripping Hacks to Save Money!
Summer traveling is right around the corner. I get it you want to travel even when the economy is not ideal and the inflation is high. How do we do it? Let’s learn how we save money traveling and how you can do it too!
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Tips to help you save money on your rent when you are in a bind!
Discover the ways we have got out of student loan debt, moved across the country without an income for 3 months, able to be a 1 income household, and still love a life of traveling! Here you will find tips and tricks to reduce your rent or mortgage to afford a life you want!
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3 Ways to Adjust Your Meal Menu to Adjust to Inflation and a Higher Cost of Living.
Most people have only been hit by one of these items, but if you are like us. We moved from the east coast to the west coast this year. We have been hit by both inflation and a higher cost of living, but I am not allowing it to affect my attitude. Okay, maybe for about two months and then I realized I am going back to what I know and getting the best deals I know how from my real experience from working in grocery retail for 10 + years.
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How we paid off our home early
First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV. We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures. So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should! You then have so much freedom with what you can do with your money. You can save it. You can give it. You can spend it. You can invest it. It is amazing!
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5 Morning Routines for Success!!
day? The world may have fell down around them, and they still find the positivity out of it. Many people tell me that this is me. I am the best me all the time. I strive to be happy every single moment. I am the one who was in a financial mess and still lived on a sweet budget. I want to show you how to clear your financial mess and be happy with 5 morning routines for success!
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How it feels to have paid off your home
Ever feel like you cannot reach your money goals? We understand! We had been in exactly your shoes, and unfortunately we did not have anyone to really see that this is possible. No one in the tiny living community lives a budget life that we found during the middle of our journey. We tell you about our journey and how it truly feels once you have a home paid off!! We will show you how and why not to give up on your goals!
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2 Year ANNIVERSARY of Living Tiny — We STILL LOVE IT!
We want to share with you something that is not common in the United States, but is growing more and more popular – tiny living. We took the plunge and wanted to live our dream early rather than waiting until we were 65 years old. As I am writing this, well a little late, but our 2 year anniversary of tiny living has passed us up and we are excited that we have made huge financial moves too. Cheers to our 2 years anniversary of living tiny! We share how living tiny has helped us financially, and living tiny could help you too! Let us show you what we have done to hopefully inspire you too!
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Our Story of 2020 and 7 Lessons You Can Learn From
Want to find your networth increase when you think you won’t be able to? You are treasure and I will tell you with these 7 things I learned from 2020. You will be able to achieve your increased networth as well!
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15 Future Friendly Good Money Habits to Teach Your Kids
Share with your friends! Kids learn almost every day and they learn from their parents, which is why it is important for you to have good money habits. However, if you do not don’t worry. You can still teach kids good money habits while getting out… Continue Reading “15 Future Friendly Good Money Habits to Teach Your Kids”
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
We travel the US in our RV and create handmade jewelry!
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