Believe And Budget
Money Talk with The Maloneys
Tag: budget tips
What is the importance of building an emergency fund?
Everyone has their own experience with money, and I can only tell you from what I have actually experienced my self. I am going to tell you nice and loud that it is so important to have and build an emergency fund. If you take out of your emergency fund, build it back up. The storm will happen. It has happened to us. It has happened to our friends. It has happened to everyone because we are human. Let us tell you a secret you will be able to be safe and self-insured that you won’t have to get into more debt or get into debt at all.
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How to Stop Emotional Shopping
If you have an online shopping addiction, we have just what you need here. There comes a point when you are just shopping out of emotion. The feelings of depression, where you think you are broken, and you are in so much fear. You might just be swiping your card because it “makes you” feel better. You feel like you cannot turn this around so lets just keep going. But let us share with you some hacks we have had clients tell us work when they are in a spiral of shopping addiction.
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How to spend less on your groceries per week
Groceries can be expensive. Raise your hand if you have ever spent more than $200 a week for groceries and thought what did I buy? Raise your hand if you have ever gone to the grocery store and bought a car full of groceries, and got home and your kids said “We have no food!”. Yes, it happens to us all, but I know you can spend less on your groceries by learning how we shop and put a hard stop on both of those questions.
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Refresh Yourself. CREATE BETTER GOALS.
Want to set new years resolutions for 2021? It does not always have to be physical wellness like setting up a gym membership and losing weight. What if it looked different this year and you set goals for your financial wellness? We have just want you need for your new years resolution for 2021 to get you financially fit!
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Skys the limit: Roth IRA BeNEFITS
Saving money is important, but investing is even more important. You want to reap the benefits of interest that works for you rather than against you. Interest works against people with debt because it continually adds up, but when people invest it grows and grows for the good! Let us share with you the Roth IRA Benefits and why we have one and you should too!
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Budget Break Down
Want to know how to budget, but don’t want no one to know you don’t really know how? We have you covered! You will be able to deep dive into your own budget step by step with us and you won’t have to tell anyone you do not know how to officially budget. We will simply break it down for you and we won’t tell a sole. You got this because knowledge is key. You learned basic stuff in school and how to think and strategize, now let’s take what you know from school and learn the stuff they should have taught us in school.
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3 Steps to Improve your Grocery Shopping
Parents who just need to take time for themselves and pamper themselves. A mom who wants to get nails done for themselves. A dad who wants to buy a new game for themselves to play. It is a blessing. This is the power of 3 simple steps and I am so grateful to share these with you that have been powerful in my own life, but how I know they going to be powerful in your own life too. Be proud of the things you have overcome the most! The process you are in right now…improving your grocery shopping.
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How it feels to have paid off your home
Ever feel like you cannot reach your money goals? We understand! We had been in exactly your shoes, and unfortunately we did not have anyone to really see that this is possible. No one in the tiny living community lives a budget life that we found during the middle of our journey. We tell you about our journey and how it truly feels once you have a home paid off!! We will show you how and why not to give up on your goals!
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How We Still Manage To Go Out to Eat and Stay Within Budget
It is easy to go out to eat and blow the budget. I know, we have been there and done that! You say, we will just figure it out, and well the end of the month goes by and you do not close out your budget because your nervous to find out how much you actually spent on eating out. Once you try these tips though, you will help yourself from those moments of pain. It will take it away…well for the most part!
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How to shop your cupboard to Reduce your grocery bill!
Have a huge pantry full of food? A full freezer full of food? Stuff behind other stuff that you don’t know what to do with? I bet you have enough stuff in your cupboard to make dinners! Remember some of these steps might not all apply to you and that is okay! We all do things differently and that is okay! It is out here for you to learn our process of grocery shopping to help you in your journey to cut your costs on your grocery bill. My mom even proved to me that she could do it! I know you can do it too with these steps!
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
GET YOURS TODAY!
Meal Planning 101
Cut your grocery bill! Use the meal planning 101 printable to help you SAVE so much money! What you get? ✓ Pantry List ✓ Grocery List ✓ Monthly Meal Menu ✓ Weekly Meal Menu ✓ Yearly Meal Tracker ✓ How to Steps ✓ Tips ✓ Digital download emailed from believeandbudget@gmail.com within 24 - 48 hours ✓ Everything is ready for you to start savings on your groceries!
$19.99
Free 15 Day Money Inspiration Devotional
