Money Talk with The Maloneys
Baby cost are high — we had to learn to save up for Baby Maloney and fast. We had to figure a way to cut cost and quickly to save the $10,000. Instead of buying lunch after lunch, we made bagged lunches cool for both my husband and I to take to work. You can learn here too how to make bagged lunches to save your grocery budget too!
It is easy to go out to eat and blow the budget. I know, we have been there and done that! You say, we will just figure it out, and well the end of the month goes by and you do not close out your budget because your nervous to find out how much you actually spent on eating out. Once you try these tips though, you will help yourself from those moments of pain. It will take it away…well for the most part!
Everyone has their own experience with money, and I can only tell you from what I have actually experienced my self. I am going to tell you nice and loud that it is so important to have and build an emergency fund. If you take out of your emergency fund, build it back up. The storm will happen. It has happened to us. It has happened to our friends. It has happened to everyone because we are human. Let us tell you a secret you will be able to be safe and self-insured that you won’t have to get into more debt or get into debt at all.
Zion National Park — you think it is said “Ziii-on, but it is really said “Ziiin” trust me! The locals will know you are not from there is you say it out it looks. Say, “Ziiin” it is like the O is not even there. But let’s get to what to do in Zion National Park on a budget. We travel frugal, tiny, and love to show others how to do it too!
People are in a sink or swim moment right now which means that we need to cleanse your budget just as you would cleanse your body by eating certain foods and get all the unnecessary out. Let’s get all the unnecessary out of your… Continue Reading “10 Steps to cleanse your budget”
Let me tell you a little secret…having no car payment is possible! Personally, I don’t think I could ever go back to having a car payment. Why? I love being able to tell my money where it is going instead of paying a car dealer money on… Continue Reading “How we have no car payments and you can too!”
Did you do what the “world” told you do to? Yes, so did I. I went to a private school my first year of college. I will admit I took out student loans because it was the thing to do. It was okay. It was “NORMAL.” I played soccer on a scholarship and went out of state. It really did not help me in the financial world. Here is what I did and you can do it too to build your net worth to be positive instead of negative!
This post may contain affiliate links, and they are no cost to you! It’s a girls dream to get married and have a huge wedding that everyone will remember. It is a dream to have beautiful flowers, good drinks and food, and the décor to… Continue Reading “How we spent under 10k for our wedding!”