Money Talk with The Maloneys
Ever wonder how you are going to afford retirement homes or living care when you are older? Did you know that the cost of retirement homes are an average of $70,000 – $100,000 annual! I know you are thinking what I am thinking, and how are we suppose to afford that at the rate of inflation going. You know you can start investing in your health savings account (HSA), and we want to help you learn how!
Baby cost are high — we had to learn to save up for Baby Maloney and fast. We had to figure a way to cut cost and quickly to save the $10,000. Instead of buying lunch after lunch, we made bagged lunches cool for both my husband and I to take to work. You can learn here too how to make bagged lunches to save your grocery budget too!
Traveling improves your health. It is important to travel when you are paying down debt. Meeting new people brings joy. Getting away from the hustle at home helps you relax. Technology is at our finger tips and having less of it helps us reconnect… Continue Reading “Traveling tips while paying debt”
It is easy to go out to eat and blow the budget. I know, we have been there and done that! You say, we will just figure it out, and well the end of the month goes by and you do not close out your budget because your nervous to find out how much you actually spent on eating out. Once you try these tips though, you will help yourself from those moments of pain. It will take it away…well for the most part!
Everyone has their own experience with money, and I can only tell you from what I have actually experienced my self. I am going to tell you nice and loud that it is so important to have and build an emergency fund. If you take out of your emergency fund, build it back up. The storm will happen. It has happened to us. It has happened to our friends. It has happened to everyone because we are human. Let us tell you a secret you will be able to be safe and self-insured that you won’t have to get into more debt or get into debt at all.
Traveling you know is our favorite part of life and our dream adventure. We are going to do these posts more often to share our RV tiny living travels. We will share what we love. Hopefully to inspire you to travel and enjoy the life you have on this earth. Here are the 6 things we loved at George Washington National Forest and hope you find yourself adventuring here too!
Wonder if you can do something as crazy as living tiny to fulfill your dreams to live financially free? You can! Follow these basic principles. Let us show you how we were able to do it even during 2020.
Zion National Park — you think it is said “Ziii-on, but it is really said “Ziiin” trust me! The locals will know you are not from there is you say it out it looks. Say, “Ziiin” it is like the O is not even there. But let’s get to what to do in Zion National Park on a budget. We travel frugal, tiny, and love to show others how to do it too!
Ever spend all weekend getting your budget ready for the new month, only to have it all fall apart again by day 3 of the month? The realness is that if you are struggle to keep your budget together, there is likely many things coming against you. Here are the 5 biggest reasons you cannot stay on budget (and what to do about them!)