Believe And Budget
Money Talk with The Maloneys
Tag: debt free
Budget Ready, but I am still failing at my budget
Ever spend all weekend getting your budget ready for the new month, only to have it all fall apart again by day 3 of the month? The realness is that if you are struggle to keep your budget together, there is likely many things coming against you. Here are the 5 biggest reasons you cannot stay on budget (and what to do about them!)
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How we have no car payments and you can too!
Let me tell you a little secret…having no car payment is possible! Personally, I don’t think I could ever go back to having a car payment. Why? I love being able to tell my money where it is going instead of paying a car dealer money on… Continue Reading “How we have no car payments and you can too!”
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10 Ways to Save Money for Halloween!
Don’t have a bunch of money to spend for the holiday? Why over think it with an expensive holiday bust for your budget? Here are 5 ways to save money plus 5 extra bonuses including quarantine halloween!
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5 Saving Tips for Auto Insurance
Saving money is something we can all learn to do in times that inflation is kicking butt. Let’s learn together how to save more money with auto insurance.
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3 Ways to Adjust Your Meal Menu to Adjust to Inflation and a Higher Cost of Living.
Most people have only been hit by one of these items, but if you are like us. We moved from the east coast to the west coast this year. We have been hit by both inflation and a higher cost of living, but I am not allowing it to affect my attitude. Okay, maybe for about two months and then I realized I am going back to what I know and getting the best deals I know how from my real experience from working in grocery retail for 10 + years.
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How we paid off our home early
First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV. We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures. So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should! You then have so much freedom with what you can do with your money. You can save it. You can give it. You can spend it. You can invest it. It is amazing!
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5 Money Books Will Change Your Life Financially!
Do you wonder if it is possible to read 5 easy to read books to move your finances forward? This post will show you the 5 books that have taught over millions of people how to be on their way to a millionaire. Take the stress out of finances! Plus Christmas is just around the corner — add them to your list!
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5 Ways to Save for the Holidays!
Is this year been a year or what? Lets make the end of the year better than the middle of the year by saving for the holidays earlier than later. Come along with us as we share 7 ways to save for the quarantine holidays!
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5 Best Ways To Be Content – Because It Is CHeaper Than Not!
Ever struggled with being content? The thought of being happy with the things that are right in front of you. If you have had this struggle, this post is just for you!
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5 Morning Routines for Success!!
day? The world may have fell down around them, and they still find the positivity out of it. Many people tell me that this is me. I am the best me all the time. I strive to be happy every single moment. I am the one who was in a financial mess and still lived on a sweet budget. I want to show you how to clear your financial mess and be happy with 5 morning routines for success!
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
We travel the US in our RV and create handmade jewelry!
GET YOURS TODAY!
Yearly Bullet Budget Journal
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Free 15 Day Money Inspiration Devotional
Believe And Budget 
