Believe And Budget
Money Talk with The Maloneys
Tag: pay off debt
HOW TO AVOID PAYING BANK FEES!
Wonder how to avoid paying bank fee? Any kind of fee? Know they are stealing your hardworking money. Let’s dive on into how to avoid fee with 4 simple easy ways!
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How I paid off 32k of Student loan debt fast!
Did you do what the “world” told you do to? Yes, so did I. I went to a private school my first year of college. I will admit I took out student loans because it was the thing to do. It was okay. It was “NORMAL.” I played soccer on a scholarship and went out of state. It really did not help me in the financial world. Here is what I did and you can do it too to build your net worth to be positive instead of negative!
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10 Ways We Grew Our Net Worth by $99,000 in a Year with One Income and then Zero Income!
If you want to grow your net worth, but don’t know how I would stick around and read below. It is pretty incredible feeling to be able to live off a small income and then zero income. We went from being a family that made $150,000 per year for a year to a family who made $60,000 to a family who made had zero income. We downsized our life and traveled the country and still grew our net worth by $99,000 in 2021. We want to show you 10 ways we grew our net worth so it can inspire you too!
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3 Ways to Adjust Your Meal Menu to Adjust to Inflation and a Higher Cost of Living.
Most people have only been hit by one of these items, but if you are like us. We moved from the east coast to the west coast this year. We have been hit by both inflation and a higher cost of living, but I am not allowing it to affect my attitude. Okay, maybe for about two months and then I realized I am going back to what I know and getting the best deals I know how from my real experience from working in grocery retail for 10 + years.
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How we paid off our home early
First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV. We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures. So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should! You then have so much freedom with what you can do with your money. You can save it. You can give it. You can spend it. You can invest it. It is amazing!
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4 Lessons My Wedding Ring Debt Taught Us – Build Your Marriage On a Good Foundation
My wedding ring was a debt my husband had when we were engaged, but he paid it off fully before we got married. I would like to say I motivated him, but isn’t that what all women would say? Please laugh with me! Here are 4 tips to pay off a wedding ring!
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Don’t let your student loans get you down!
Do you wonder how people get out of student loan debt and become debt free? This post will show 8 simple steps you can follow to get out of student loan debt and not get you down. Take the overwhelming number and crush it!
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4 STEP PROCESS TO CREATE A FINANCIALLY STABLE JOURNEY!
4 Step Process Complete this 4 Step Process to Create a Financially Stable Journey. If you have followed us for awhile you know that we stay on track with these 4 easy steps to build our net worth month after month. Free budget calendar… Continue Reading “4 STEP PROCESS TO CREATE A FINANCIALLY STABLE JOURNEY!”
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3 TOP WORLD PANDEMIC BUDGET CHANGES YOU NEED TO MAKE to be successful
World Pandemic Budget Changes The World Pandemic is still going on. Most people thought it would be over by now since it started in March, but sadly it is not. More and more people are being laid off and 78% of people were already living paycheck… Continue Reading “3 TOP WORLD PANDEMIC BUDGET CHANGES YOU NEED TO MAKE to be successful”
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
We travel the US in our RV and create handmade jewelry!
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