Believe And Budget
Money Talk with The Maloneys
Tag: debt
How we paid off our home early
First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV. We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures. So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should! You then have so much freedom with what you can do with your money. You can save it. You can give it. You can spend it. You can invest it. It is amazing!
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Need help with your next shopping trip and your budget?
Shopping is a habit for many people. It gives you joy. It gives you an emotional healing. It gives you happiness, but sometimes our shopping habits become out of control. Do your shopping habits become addictive? Do you do it out of emotions? Do you do it out of a bad day? Well good for you, you can learn from us these three easy ways to help you on your next shopping trip and your budget.
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5 Morning Routines for Success!!
day? The world may have fell down around them, and they still find the positivity out of it. Many people tell me that this is me. I am the best me all the time. I strive to be happy every single moment. I am the one who was in a financial mess and still lived on a sweet budget. I want to show you how to clear your financial mess and be happy with 5 morning routines for success!
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The Importance of Taking Action With your Money if you are a Women!
The “Mom Recession” in 2020 was real. I am here to admit that I am a part of this group, and left my job to be a stay at home mom with my 3 months old baby. She is now over a year and I will have to say I am so glad I took action with my money when I did when I was younger to be able to make our family be in a situation to be able to afford to do this. Let me show you these important action items to do with your money if you are a women, and well if you’re a man most likely you are already doing these things.
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50 Frugal Or Free Things To Do!
Want to reach your goal faster? During our debt free journey and now onto our FIRE journey (Financial Independence Retirement Early), we have learned so many ways to cut cost on entertainment and enjoy our life. We want to share with you 50 of our favorites and hope that they will help you on your journey too.
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HOW TO AVOID PAYING BANK FEES!
Wonder how to avoid paying bank fee? Any kind of fee? Know they are stealing your hardworking money. Let’s dive on into how to avoid fee with 4 simple easy ways!
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How we have no car payments and you can too!
Let me tell you a little secret…having no car payment is possible! Personally, I don’t think I could ever go back to having a car payment. Why? I love being able to tell my money where it is going instead of paying a car dealer money on… Continue Reading “How we have no car payments and you can too!”
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Money Discussions before Engagement
Is it your dream to marry someone who is financially savvy? Is it your dream to not get a divorce because of money problems? Do you want to know what they want long term with their money? These were often in my mind when… Continue Reading “Money Discussions before Engagement”
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How I lived without an income for 3 months.
This post may contain affiliate links, and they are no cost to you! We are in an unpredictable time right now with many people not sure where their next paycheck is coming from. I want to share with you my experience of living without… Continue Reading “How I lived without an income for 3 months.”
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
GET YOURS TODAY!
Meal Planning 101
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Free 15 Day Money Inspiration Devotional
Believe And Budget 
