Category: Pay Debt

3 Ways to Adjust Your Meal Menu to Adjust to Inflation and a Higher Cost of Living.

Most people have only been hit by one of these items, but if you are like us.  We moved from the east coast to the west coast this year.  We have been hit by both inflation and a higher cost of living, but I am not allowing it to affect my attitude.  Okay, maybe for about two months and then I realized I am going back to what I know and getting the best deals I know how from my real experience from working in grocery retail for 10 + years.

How we paid off our home early 

First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV.  We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures.  So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should!  You then have so much freedom with what you can do with your money.  You can save it. You can give it. You can spend it. You can invest it. It is amazing! 

5 Ways to Build Your Credit Score

Do you want to learn how to increase and build your credit score, but don’t know exactly where to start?  I have some realistic and practical ways for you to do it.  I am living proof you can raise your credit score.  I have done it. I have helped people do it and I want to show you through stories to help you know you can build your credit too for your next big purchase whether it is a home or a second home. 

5 Ways to Build Your Credit Score

Do you want to learn how to increase and build your credit score, but don’t know exactly where to start?  I have some realistic and practical ways for you to do it.  I am living proof you can raise your credit score.  I have done it. I have helped people do it and I want to show you through stories to help you know you can build your credit too for your next big purchase whether it is a home or a second home. 

Need help with your next shopping trip and your budget?

Shopping is a habit for many people. It gives you joy. It gives you an emotional healing. It gives you happiness, but sometimes our shopping habits become out of control. Do your shopping habits become addictive? Do you do it out of emotions? Do you do it out of a bad day? Well good for you, you can learn from us these three easy ways to help you on your next shopping trip and your budget.

How it feels to have paid off your home

Ever feel like you cannot reach your money goals? We understand! We had been in exactly your shoes, and unfortunately we did not have anyone to really see that this is possible. No one in the tiny living community lives a budget life that we found during the middle of our journey. We tell you about our journey and how it truly feels once you have a home paid off!! We will show you how and why not to give up on your goals!

4 Lessons My Wedding Ring Debt Taught Us – Build Your Marriage On a Good Foundation

My wedding ring was a debt my husband had when we were engaged, but he paid it off fully before we got married. I would like to say I motivated him, but isn’t that what all women would say? Please laugh with me! Here are 4 tips to pay off a wedding ring!

HOW TO AVOID PAYING BANK FEES!

Wonder how to avoid paying bank fee? Any kind of fee? Know they are stealing your hardworking money. Let’s dive on into how to avoid fee with 4 simple easy ways!

10 Steps to cleanse your budget

People are in a sink or swim moment right now which means that we need to cleanse your budget just as you would cleanse your body by eating certain foods and get all the unnecessary out. Let’s get all the unnecessary out of your… Continue Reading “10 Steps to cleanse your budget”

Money Discussions before Engagement

Is it your dream to marry someone who is financially savvy? Is it your dream to not get a divorce because of money problems? Do you want to know what they want long term with their money? These were often in my mind when… Continue Reading “Money Discussions before Engagement”

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