It is hard. It will take time. It will take time just like sleep training a baby, which we are in the process right now in our household. It is exhausting… but we can do it. It is horrible letting her cry in a less than 300 sq ft home, but I know we can do it. I continue to pray for help and remember that the Lord has given me a baby and he will deliver me in this time of trouble. Lucky, we made it with only 3 rough days and I’m here to tell you you can do succeed too!
ou want to eliminate something that you did in 2021 because obviously if you are here you want to improve something in your life in 2022. Maybe, you want to improve your finances for 2022. Let’s load your mind with 10 things to do differently in 2022 with your money.
Saving money is something we can all learn to do in times that inflation is kicking butt. Let’s learn together how to save more money with auto insurance.
Surprise! You’re pregnant and now you need to figure out how you are going to afford this baby. I know the feeling of both being surprised and having a plan around when a baby is coming aboard your family. We want to show you that you can have a baby on a budget and be able to enjoy your baby when they come. Let’s jump in a prepare for a baby on a budget!
If you want to grow your net worth, but don’t know how I would stick around and read below. It is pretty incredible feeling to be able to live off a small income and then zero income. We went from being a family that made $150,000 per year for a year to a family who made $60,000 to a family who made had zero income. We downsized our life and traveled the country and still grew our net worth by $99,000 in 2021. We want to show you 10 ways we grew our net worth so it can inspire you too!
Most people have only been hit by one of these items, but if you are like us. We moved from the east coast to the west coast this year. We have been hit by both inflation and a higher cost of living, but I am not allowing it to affect my attitude. Okay, maybe for about two months and then I realized I am going back to what I know and getting the best deals I know how from my real experience from working in grocery retail for 10 + years.
First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV. We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures. So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should! You then have so much freedom with what you can do with your money. You can save it. You can give it. You can spend it. You can invest it. It is amazing!
Want to set new years resolutions for 2021? It does not always have to be physical wellness like setting up a gym membership and losing weight. What if it looked different this year and you set goals for your financial wellness? We have just want you need for your new years resolution for 2021 to get you financially fit!
Shopping is a habit for many people. It gives you joy. It gives you an emotional healing. It gives you happiness, but sometimes our shopping habits become out of control. Do your shopping habits become addictive? Do you do it out of emotions? Do you do it out of a bad day? Well good for you, you can learn from us these three easy ways to help you on your next shopping trip and your budget.
During the scary pandemic, when we thought it was the hardest. Locked up in our tiny home with no friends, huge debt, and two jobs. He told us, Kailey, you should stay at home with your child and not go back to work. I put all my faith and trust in him telling him even though I didn’t know how we would pay off our debt in one year, but with God all things are possible. I stayed positive. I stayed faithful. I stayed talking to God daily. Ask my husband my journal was full in less than a year. I was building a closer and closer relationship with him.