Tag: money habits

10 Ways to Save Money for Halloween!

Don’t have a bunch of money to spend for the holiday? Why over think it with an expensive holiday bust for your budget? Here are 5 ways to save money plus 5 extra bonuses including quarantine halloween!

Budget Ready, but I am still failing at my budget

Ever spend all weekend getting your budget ready for the new month, only to have it all fall apart again by day 3 of the month? The realness is that if you are struggle to keep your budget together, there is likely many things coming against you. Here are the 5 biggest reasons you cannot stay on budget (and what to do about them!)

Preparing for a Baby on a Budget

Surprise! You’re pregnant and now you need to figure out how you are going to afford this baby. I know the feeling of both being surprised and having a plan around when a baby is coming aboard your family. We want to show you that you can have a baby on a budget and be able to enjoy your baby when they come. Let’s jump in a prepare for a baby on a budget!

10 Ways We Grew Our Net Worth by $99,000 in a Year with One Income and then Zero Income!

If you want to grow your net worth, but don’t know how I would stick around and read below.  It is pretty incredible feeling to be able to live off a small income and then zero income.  We went from being a family that made $150,000 per year for a year to a family who made $60,000 to a family who made had zero income.  We downsized our life and traveled the country and still grew our net worth by $99,000 in 2021. We want to show you 10 ways we grew our net worth so it can inspire you too!

3 Ways to Adjust Your Meal Menu to Adjust to Inflation and a Higher Cost of Living.

Most people have only been hit by one of these items, but if you are like us.  We moved from the east coast to the west coast this year.  We have been hit by both inflation and a higher cost of living, but I am not allowing it to affect my attitude.  Okay, maybe for about two months and then I realized I am going back to what I know and getting the best deals I know how from my real experience from working in grocery retail for 10 + years.

10 Things To Do Differently With Your Money This Year!

ou want to eliminate something that you did in 2021 because obviously if you are here you want to improve something in your life in 2022.  Maybe, you want to improve your finances for 2022. Let’s load your mind with 10 things to do differently in 2022 with your money. 

How we paid off our home early 

First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV.  We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures.  So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should!  You then have so much freedom with what you can do with your money.  You can save it. You can give it. You can spend it. You can invest it. It is amazing! 

5 Ways to Build Your Credit Score

Do you want to learn how to increase and build your credit score, but don’t know exactly where to start?  I have some realistic and practical ways for you to do it.  I am living proof you can raise your credit score.  I have done it. I have helped people do it and I want to show you through stories to help you know you can build your credit too for your next big purchase whether it is a home or a second home. 

Refresh Yourself. CREATE BETTER GOALS.

Want to set new years resolutions for 2021? It does not always have to be physical wellness like setting up a gym membership and losing weight. What if it looked different this year and you set goals for your financial wellness? We have just want you need for your new years resolution for 2021 to get you financially fit!

Need help with your next shopping trip and your budget?

Shopping is a habit for many people. It gives you joy. It gives you an emotional healing. It gives you happiness, but sometimes our shopping habits become out of control. Do your shopping habits become addictive? Do you do it out of emotions? Do you do it out of a bad day? Well good for you, you can learn from us these three easy ways to help you on your next shopping trip and your budget.

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