Did you do what the “world” told you do to? Yes, so did I. I went to a private school my first year of college. I will admit I took out student loans because it was the thing to do. It was okay. It was “NORMAL.” I played soccer on a scholarship and went out of state. It really did not help me in the financial world. Here is what I did and you can do it too to build your net worth to be positive instead of negative!