2 Year ANNIVERSARY of Living Tiny — We STILL LOVE IT!

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We want to share with you something that is not common in the United States, but is growing more and more popular – tiny living.  We took the plunge and wanted to live our dream early rather than waiting until we were 65 years old. As I am writing this, well a little late, but our 2 year anniversary of tiny living has passed us up and we are excited that we have made huge financial moves too. Cheers to our 2 years anniversary of living tiny! We share how living tiny has helped us financially, and living tiny could help you too! Let us show you what we have done to hopefully inspire you too!

1. Home Payment Free

We sent a goal for us to pay off our 2013 Thor Motorcoach RV in 2 years, and we made it in 2 years and 2 months.  A little over our goal, but we did it!  We were able to make it happen on one income.  My husbands.  I left my job at Kroger and became a stay at home mom, and we were still able to pay our RV off 100%.  We are free of a payment for a roof over our heads, and let me tell you $1,150 towards savings is the best feeling in the entire world!  It is so unreal.  It is a dream come true.

You can do this too!  You can become home payment free too! 

Next, goal to pay cash for a sticks and bricks home.

2. One Income Domination

Many times, in the world, having both parents work these days is normal.  However, God wanted me to stay home, and he was very clear about this path choice. I can still remember him telling me first and me ignoring this advice.  I kept questioning it.  I was like really? You want me to just leave my job that I have works so hard to move up.  You want me to stay at home and do what? I am sure you’ve had those moments of questioning your path too. I cannot be the only one, which is why I am sharing it with you.

Then my husband came to me too and said, “I think you are supposed to stay home with our baby.”  I thought maybe I am not as crazy as I thought I was, and I was hearing it right.  Maybe, I am supposed to take this leap of faith and leave my job and stay home.  All the questioning.  All the are you sure?  It was really going to happen. I am not sure if you’ve been here but if you have… trust your faith. 

Tiny living has helped us be able to live on one income as comfortable as we can be. It has allowed us to still travel and see the world.  It has allowed us to pay off our RV 100%.  It has still allowed us to go home and see family every 3 months, which brings me to the next point in our financial journey.

3. Family is the Most Important

Everyone of course chooses to live tiny for different reasons. I know another family who lives tiny because her husband travels for work and this allows for them to travel when he does.  They just have to push a few buttons on their trailer and go with him.  He gets to see the kids grow up, and see his wife each night!

For us, family is important to us too.  We get to live tiny, paid it off 100%, plus still get to buy airplane tickets to go home 2 to 3 times a year. If we lived in a home with a big house payment or had a car with a car payment this of course could not be possible for us to do this. 

When you live far away from family being able to travel to see them is important!  No matter how far away you live, you can still be close to your family!

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4. Grew our Networth

This is something that is very important to us because we want to leave an impact on our legacy.  We want to leave our child without the burden of having to worry about money to take care of us while we are old.  We want to leave our child with a peace of mind that they will be on a great starting point for their own financial future. 

We grew our networth by +430%! Yes, we said that correctly. 430% in two years! How?

Yes, we paid off our RV so that was a huge increases, but we also kept investing in our 401(k), Health Savings Account (HSA), and our Roth IRA. 

We did not have any car payments or credit card debt or other outstanding loans.  We decided what we wanted to do with our money with a budget and get to enjoy seeing the states. The natural beauty God created and still yes still grow our networth!

Bonus:

Don’t you have to pay for spots each time you travel? 

Yes, we do, but we have a main spot we stay in Virginia.  We posted a craiglist ad out there and asked for land to rent from.  When we did this, we negotiated. Yes, this is the BEST way to save money and make a difference in your finances. You can do this anywhere and everywhere! If they say no, move on to the next spot and ask! 

We negotiated the rent to be $360 per month plus we would pay for utilities. Once I stayed home though, we negotiated the utilities too!  Now, we work off our utilities!  Our utilities usually cost anywhere from $40 to $120 in the winter.  Now, this is a savings for us! Sometimes we even work extra to get free rent too! 

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One Comment on “2 Year ANNIVERSARY of Living Tiny — We STILL LOVE IT!

  1. Pingback: How To Change your Language about Money! – Believe And Budget

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