Budget Ready, but I am still failing at my budget

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Ever spend all weekend getting your budget ready for the new month, only to have it all fall apart again by day 3 of the month? 

The realness is that if you are struggle to keep your budget together, there is likely many things coming against you. Here are the 5 biggest reasons you cannot stay on budget (and what to do about them!)


1. Bills

Your bills are too much. Find ways to lower your bills. Call companies. Get rid of your new car. Find a roommate.

There is always ways to lower your current bills. We have done it plenty of times with rent all the way to our utilities. Rent we negotiated. Ask. It doesn’t hurt to ask your landlord to lower your rent. Utilities, ask to work them off. We have not paid utilities for almost a year and half. We have even received free rent! Yes, there is a way and you can do it too! I am rooting for you, and if you need our help. E-mail me and we can set up a 1:1 Budget Session. We have a special going on right now for 6 months, ask us about it.

2. Food

You are spending too much money on food. Track your spending on only food for the month, and meal plan for a week. You’ll be surprised at how much you stop at a gas station or run through a fast food restaurant because you don’t feel like cooking. We have a perfect meal planning 101 guide to help you spend less on groceries and use what you have. You will rarely throw away food and waste it!

1 Corinthians 6:12-13 “…We can do anything we want to. But I tell you that not everything is good for us. So I refuse to let anything have power over me…”Food is meant for our bodies and our bodies are meant for food.” But I tell you that God will destroy them both…”

Food is not our God… Our God is our God. Try no to worship food.

3. Comparison

Trying to keep up with the neighbors. Yea, we have all be there. That feeling of wanting something just because they have it. But this is self-care, we’ve learned to just enjoy what we have right in front of us and be content with our own life! This bible verse has helped us stop the comparison game and just be us.

1 Peter 3:3-4 “Don’t depend on things like fancy hairdos or gold jewelry or expensive clothes to make you look beautiful. Be beautiful (and fun) in your heart by being gentle and quiet. This kind of beauty will last, and God considers it very special.”

Talk it out with your spouse or a friend of why you want what they have. It is good to talk it out if you are feeling jealous and are trying to keep up with the neighbors.

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4. Not Asking For Help

Your not coming to realness that you need help.

Living paycheck to paycheck is rough. Been there! Not fun!

Having to work 2 or even 3 jobs because you have to or you want to do more fun things. Really not fun!

We know if working with a 1:1 coaching works or taking a Back to Basic course works too!! You need to take a step of faith. You will gain so much more in your finances. Rather than…struggling!! Yes, the truth is hard but even we go through periods where we pay for help to ensure we are on the right path and are making moves to move our networth to the next level!

It’s not something to be ashamed of, it’s something to be proud of!

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5. Emergencies

Emergencies happen every month. So you put it on your credit card only to pay 18% on interest. Causing your emergency to double then triple and then just get out of control. Stop and save up for an emergency! Set aside 3 months of expenses into a saving account! It will help your emergencies not happen so often. They will become an inconvience rather than a stressful oh shoot moment!

Mark 4:38 “…’Teacher, don’t you care that we’re about to drown?”…40 Jesus asks his disciples, “Why were you afraid?””

A problem does not mean God doesn’t care or love you! God will take care of you! He will take care of your emergencies when you live by the way he shows us. He shows us that we should pay back our debts and give freely to him. When we follow it, he has spoken to us to share our stories with you so you can learn the ways to manage your money the correct way too. Gods way to pay back your debts, give, save & invest, and spend.

Like this post, if you have come across one of these things that made your budget not work.

Like this post, if you have had your budget fall apart because of one of these points.

Pin this post, to help a friend or family member.

2 Comments on “Budget Ready, but I am still failing at my budget

  1. Pingback: What is the importance of building an emergency fund? – Believe And Budget

  2. Pingback: 5 Ways to Build Your Credit Score – Believe And Budget

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