Believe And Budget
Money Talk with The Maloneys
Tag: goals
Starting a family? — a Baby Fund — it is a must!
Thoughts of starting a family? Want to bring a child into the world? Did you know hospital cost for a baby at the hospital is costly? Expenses start right in the beginning of it in the first few minutes of their life at the… Continue Reading “Starting a family? — a Baby Fund — it is a must!”
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When to Budget?
Did your parents or school talk about money in your life? If not, this is a totally NORMAL question to ask. When should I first start to budget? Today, especially if it is before the beginning of the next month or your next paycheck.… Continue Reading “When to Budget?”
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4 Top Questions About Retirement
Do you dream of living your retirement traveling or not having to work the rest of your life? I am sure you do! Many people do! We did! If you want to be successful in your retirement we have something just for you! We want to share with you 4 top questions about retirement that could save you and help you reach your dreams.
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5 Saving Tips for Auto Insurance
Saving money is something we can all learn to do in times that inflation is kicking butt. Let’s learn together how to save more money with auto insurance.
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How We Still Manage To Go Out to Eat and Stay Within Budget
It is easy to go out to eat and blow the budget. I know, we have been there and done that! You say, we will just figure it out, and well the end of the month goes by and you do not close out your budget because your nervous to find out how much you actually spent on eating out. Once you try these tips though, you will help yourself from those moments of pain. It will take it away…well for the most part!
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What is the importance of building an emergency fund?
Everyone has their own experience with money, and I can only tell you from what I have actually experienced my self. I am going to tell you nice and loud that it is so important to have and build an emergency fund. If you take out of your emergency fund, build it back up. The storm will happen. It has happened to us. It has happened to our friends. It has happened to everyone because we are human. Let us tell you a secret you will be able to be safe and self-insured that you won’t have to get into more debt or get into debt at all.
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How to move away from the bigger, better, and more lifestyle.
It is hard. It will take time. It will take time just like sleep training a baby, which we are in the process right now in our household. It is exhausting… but we can do it. It is horrible letting her cry in a less than 300 sq ft home, but I know we can do it. I continue to pray for help and remember that the Lord has given me a baby and he will deliver me in this time of trouble. Lucky, we made it with only 3 rough days and I’m here to tell you you can do succeed too!
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10 Things To Do Differently With Your Money This Year!
ou want to eliminate something that you did in 2021 because obviously if you are here you want to improve something in your life in 2022. Maybe, you want to improve your finances for 2022. Let’s load your mind with 10 things to do differently in 2022 with your money.
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Preparing for a Baby on a Budget
Surprise! You’re pregnant and now you need to figure out how you are going to afford this baby. I know the feeling of both being surprised and having a plan around when a baby is coming aboard your family. We want to show you that you can have a baby on a budget and be able to enjoy your baby when they come. Let’s jump in a prepare for a baby on a budget!
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10 Ways We Grew Our Net Worth by $99,000 in a Year with One Income and then Zero Income!
If you want to grow your net worth, but don’t know how I would stick around and read below. It is pretty incredible feeling to be able to live off a small income and then zero income. We went from being a family that made $150,000 per year for a year to a family who made $60,000 to a family who made had zero income. We downsized our life and traveled the country and still grew our net worth by $99,000 in 2021. We want to show you 10 ways we grew our net worth so it can inspire you too!
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
We travel the US in our RV and create handmade jewelry!
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