Believe And Budget
Money Talk with The Maloneys
Category: budget
How I lived without an income for 3 months.
This post may contain affiliate links, and they are no cost to you! We are in an unpredictable time right now with many people not sure where their next paycheck is coming from. I want to share with you my experience of living without… Continue Reading “How I lived without an income for 3 months.”
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Tips to help you save money on your rent when you are in a bind!
Discover the ways we have got out of student loan debt, moved across the country without an income for 3 months, able to be a 1 income household, and still love a life of traveling! Here you will find tips and tricks to reduce your rent or mortgage to afford a life you want!
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Preparing for a Baby on a Budget
Surprise! You’re pregnant and now you need to figure out how you are going to afford this baby. I know the feeling of both being surprised and having a plan around when a baby is coming aboard your family. We want to show you that you can have a baby on a budget and be able to enjoy your baby when they come. Let’s jump in a prepare for a baby on a budget!
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What to do in Zion National Park while on a Budget?
Zion National Park — you think it is said “Ziii-on, but it is really said “Ziiin” trust me! The locals will know you are not from there is you say it out it looks. Say, “Ziiin” it is like the O is not even there. But let’s get to what to do in Zion National Park on a budget. We travel frugal, tiny, and love to show others how to do it too!
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10 Ways We Grew Our Net Worth by $99,000 in a Year with One Income and then Zero Income!
If you want to grow your net worth, but don’t know how I would stick around and read below. It is pretty incredible feeling to be able to live off a small income and then zero income. We went from being a family that made $150,000 per year for a year to a family who made $60,000 to a family who made had zero income. We downsized our life and traveled the country and still grew our net worth by $99,000 in 2021. We want to show you 10 ways we grew our net worth so it can inspire you too!
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3 Ways to Adjust Your Meal Menu to Adjust to Inflation and a Higher Cost of Living.
Most people have only been hit by one of these items, but if you are like us. We moved from the east coast to the west coast this year. We have been hit by both inflation and a higher cost of living, but I am not allowing it to affect my attitude. Okay, maybe for about two months and then I realized I am going back to what I know and getting the best deals I know how from my real experience from working in grocery retail for 10 + years.
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How a Side Hustle, Unrivaled Wire Wraps, Gave Us Opportunity for More.
You are stopping by here because you have a side hustle or you are wanting to start a side hustle. I am so glad you decided to join us because a simple side hustle helped us for more opportunity. My husband’s side hustle that helped us, Unrivaled Wire Wraps. Unrivaled Wire Wraps is a business he turned his love of rocks, minerals, and stones into helping people see the beauty of them by creating jewelry. Let us inspire you to take a leap in your side hustle to give you and your family more of what you want.
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How Do you Figure Out If your Budget Will Work to be A Stay at Home Parent?
To be able to live the dream of watching your child and live a life you still love can be possible. We want to share with you some of the ways we figured out how we could make it work for our family to be a stay at home mom. I know there are all kinds of people who want to be a stay at home parent, and I know these three things will help you figure out if you can do it financially.
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What to do in Acadia National Park while on a Budget?
Acadia National Park is an amazing place that everyone needs to experience. The magical and goodness that is there is unbelievable. I am originally from the midwest and you already know that travel tiny and it has been my goal to go to Acadia National Park up in Maine for a long time. It is such a good feeling to knock it off my bucket list and still travel on a budget there. We want to share with you six things to do in Acadia National Park while on a budget because you are to live your life and enjoy the journey!
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How we paid off our home early
First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV. We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures. So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should! You then have so much freedom with what you can do with your money. You can save it. You can give it. You can spend it. You can invest it. It is amazing!
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
We travel the US in our RV and create handmade jewelry!
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