Believe And Budget
Money Talk with The Maloneys
Tag: budget tips
How to spend less on your groceries per week
Groceries can be expensive. Raise your hand if you have ever spent more than $200 a week for groceries and thought what did I buy? Raise your hand if you have ever gone to the grocery store and bought a car full of groceries, and got home and your kids said “We have no food!”. Yes, it happens to us all, but I know you can spend less on your groceries by learning how we shop and put a hard stop on both of those questions.
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What to do in Zion National Park while on a Budget?
Zion National Park — you think it is said “Ziii-on, but it is really said “Ziiin” trust me! The locals will know you are not from there is you say it out it looks. Say, “Ziiin” it is like the O is not even there. But let’s get to what to do in Zion National Park on a budget. We travel frugal, tiny, and love to show others how to do it too!
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10 Ways We Grew Our Net Worth by $99,000 in a Year with One Income and then Zero Income!
If you want to grow your net worth, but don’t know how I would stick around and read below. It is pretty incredible feeling to be able to live off a small income and then zero income. We went from being a family that made $150,000 per year for a year to a family who made $60,000 to a family who made had zero income. We downsized our life and traveled the country and still grew our net worth by $99,000 in 2021. We want to show you 10 ways we grew our net worth so it can inspire you too!
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3 Ways to Adjust Your Meal Menu to Adjust to Inflation and a Higher Cost of Living.
Most people have only been hit by one of these items, but if you are like us. We moved from the east coast to the west coast this year. We have been hit by both inflation and a higher cost of living, but I am not allowing it to affect my attitude. Okay, maybe for about two months and then I realized I am going back to what I know and getting the best deals I know how from my real experience from working in grocery retail for 10 + years.
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How a Side Hustle, Unrivaled Wire Wraps, Gave Us Opportunity for More.
You are stopping by here because you have a side hustle or you are wanting to start a side hustle. I am so glad you decided to join us because a simple side hustle helped us for more opportunity. My husband’s side hustle that helped us, Unrivaled Wire Wraps. Unrivaled Wire Wraps is a business he turned his love of rocks, minerals, and stones into helping people see the beauty of them by creating jewelry. Let us inspire you to take a leap in your side hustle to give you and your family more of what you want.
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How Do you Figure Out If your Budget Will Work to be A Stay at Home Parent?
To be able to live the dream of watching your child and live a life you still love can be possible. We want to share with you some of the ways we figured out how we could make it work for our family to be a stay at home mom. I know there are all kinds of people who want to be a stay at home parent, and I know these three things will help you figure out if you can do it financially.
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How we paid off our home early
First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV. We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures. So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should! You then have so much freedom with what you can do with your money. You can save it. You can give it. You can spend it. You can invest it. It is amazing!
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2021 Full-Time RV Travel Budget in Review
Full-Time Traveling in an RV is an experience that everyone needs to take. The views, the people, the different cultures, and so much more to be able to take in during a year. If you have ever want to full-time travel or you want to do it, you need to. We want to share our budget form 2021 from you and I will give you as much details as I can. Here is our 2021 full-time travel budget in review.
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Refresh Yourself. CREATE BETTER GOALS.
Want to set new years resolutions for 2021? It does not always have to be physical wellness like setting up a gym membership and losing weight. What if it looked different this year and you set goals for your financial wellness? We have just want you need for your new years resolution for 2021 to get you financially fit!
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Let us tell you 5 ways to create a new life for you.
During the scary pandemic, when we thought it was the hardest. Locked up in our tiny home with no friends, huge debt, and two jobs. He told us, Kailey, you should stay at home with your child and not go back to work. I put all my faith and trust in him telling him even though I didn’t know how we would pay off our debt in one year, but with God all things are possible. I stayed positive. I stayed faithful. I stayed talking to God daily. Ask my husband my journal was full in less than a year. I was building a closer and closer relationship with him.
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
We travel the US in our RV and create handmade jewelry!
GET YOURS TODAY!
1:1 Grocery Budget Coaching
Set up a 1:1 grocery budget coaching session to get a personalized plan on how to save at the grocery store!
$159.00
Free 15 Day Money Inspiration Devotional
Believe And Budget 
