Believe And Budget
Money Talk with The Maloneys
Tag: budget
How Do you Figure Out If your Budget Will Work to be A Stay at Home Parent?
To be able to live the dream of watching your child and live a life you still love can be possible. We want to share with you some of the ways we figured out how we could make it work for our family to be a stay at home mom. I know there are all kinds of people who want to be a stay at home parent, and I know these three things will help you figure out if you can do it financially.
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What to do in Acadia National Park while on a Budget?
Acadia National Park is an amazing place that everyone needs to experience. The magical and goodness that is there is unbelievable. I am originally from the midwest and you already know that travel tiny and it has been my goal to go to Acadia National Park up in Maine for a long time. It is such a good feeling to knock it off my bucket list and still travel on a budget there. We want to share with you six things to do in Acadia National Park while on a budget because you are to live your life and enjoy the journey!
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How we paid off our home early
First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV. We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures. So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should! You then have so much freedom with what you can do with your money. You can save it. You can give it. You can spend it. You can invest it. It is amazing!
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2021 Full-Time RV Travel Budget in Review
Full-Time Traveling in an RV is an experience that everyone needs to take. The views, the people, the different cultures, and so much more to be able to take in during a year. If you have ever want to full-time travel or you want to do it, you need to. We want to share our budget form 2021 from you and I will give you as much details as I can. Here is our 2021 full-time travel budget in review.
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5 Ways to Build Your Credit Score
Do you want to learn how to increase and build your credit score, but don’t know exactly where to start? I have some realistic and practical ways for you to do it. I am living proof you can raise your credit score. I have done it. I have helped people do it and I want to show you through stories to help you know you can build your credit too for your next big purchase whether it is a home or a second home.
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Let us tell you 5 ways to create a new life for you.
During the scary pandemic, when we thought it was the hardest. Locked up in our tiny home with no friends, huge debt, and two jobs. He told us, Kailey, you should stay at home with your child and not go back to work. I put all my faith and trust in him telling him even though I didn’t know how we would pay off our debt in one year, but with God all things are possible. I stayed positive. I stayed faithful. I stayed talking to God daily. Ask my husband my journal was full in less than a year. I was building a closer and closer relationship with him.
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5 Ways To Bless Others
This is the season to bless others with Thanksgiving and Christmas. Thanksgiving is all about being thankful and grateful for what you already have and Christmas is about giving and celebrating. Do you want to use your money to bless others? We love to bless others with our money and we want to share with you 5 ways we have seen in our own lives through us and through others. Let us share with you some of our favorite ways to bless others this season.
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How to Stop Emotional Shopping
If you have an online shopping addiction, we have just what you need here. There comes a point when you are just shopping out of emotion. The feelings of depression, where you think you are broken, and you are in so much fear. You might just be swiping your card because it “makes you” feel better. You feel like you cannot turn this around so lets just keep going. But let us share with you some hacks we have had clients tell us work when they are in a spiral of shopping addiction.
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Skys the limit: Roth IRA BeNEFITS
Saving money is important, but investing is even more important. You want to reap the benefits of interest that works for you rather than against you. Interest works against people with debt because it continually adds up, but when people invest it grows and grows for the good! Let us share with you the Roth IRA Benefits and why we have one and you should too!
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5 Morning Routines for Success!!
day? The world may have fell down around them, and they still find the positivity out of it. Many people tell me that this is me. I am the best me all the time. I strive to be happy every single moment. I am the one who was in a financial mess and still lived on a sweet budget. I want to show you how to clear your financial mess and be happy with 5 morning routines for success!
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
We travel the US in our RV and create handmade jewelry!
GET YOURS TODAY!
1:1 Grocery Budget Coaching
Set up a 1:1 grocery budget coaching session to get a personalized plan on how to save at the grocery store!
$159.00
Free 15 Day Money Inspiration Devotional
Believe And Budget 
