Believe And Budget
Money Talk with The Maloneys
Tag: debt free community
3 Ways to Adjust Your Meal Menu to Adjust to Inflation and a Higher Cost of Living.
Most people have only been hit by one of these items, but if you are like us. We moved from the east coast to the west coast this year. We have been hit by both inflation and a higher cost of living, but I am not allowing it to affect my attitude. Okay, maybe for about two months and then I realized I am going back to what I know and getting the best deals I know how from my real experience from working in grocery retail for 10 + years.
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How we paid off our home early
First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV. We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures. So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should! You then have so much freedom with what you can do with your money. You can save it. You can give it. You can spend it. You can invest it. It is amazing!
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5 Money Books Will Change Your Life Financially!
Do you wonder if it is possible to read 5 easy to read books to move your finances forward? This post will show you the 5 books that have taught over millions of people how to be on their way to a millionaire. Take the stress out of finances! Plus Christmas is just around the corner — add them to your list!
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Let us tell you 5 ways to create a new life for you.
During the scary pandemic, when we thought it was the hardest. Locked up in our tiny home with no friends, huge debt, and two jobs. He told us, Kailey, you should stay at home with your child and not go back to work. I put all my faith and trust in him telling him even though I didn’t know how we would pay off our debt in one year, but with God all things are possible. I stayed positive. I stayed faithful. I stayed talking to God daily. Ask my husband my journal was full in less than a year. I was building a closer and closer relationship with him.
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5 Ways to Save for the Holidays!
Is this year been a year or what? Lets make the end of the year better than the middle of the year by saving for the holidays earlier than later. Come along with us as we share 7 ways to save for the quarantine holidays!
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Skys the limit: Roth IRA BeNEFITS
Saving money is important, but investing is even more important. You want to reap the benefits of interest that works for you rather than against you. Interest works against people with debt because it continually adds up, but when people invest it grows and grows for the good! Let us share with you the Roth IRA Benefits and why we have one and you should too!
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Budget Break Down
Want to know how to budget, but don’t want no one to know you don’t really know how? We have you covered! You will be able to deep dive into your own budget step by step with us and you won’t have to tell anyone you do not know how to officially budget. We will simply break it down for you and we won’t tell a sole. You got this because knowledge is key. You learned basic stuff in school and how to think and strategize, now let’s take what you know from school and learn the stuff they should have taught us in school.
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How it feels to have paid off your home
Ever feel like you cannot reach your money goals? We understand! We had been in exactly your shoes, and unfortunately we did not have anyone to really see that this is possible. No one in the tiny living community lives a budget life that we found during the middle of our journey. We tell you about our journey and how it truly feels once you have a home paid off!! We will show you how and why not to give up on your goals!
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The Importance of Taking Action With your Money if you are a Women!
The “Mom Recession” in 2020 was real. I am here to admit that I am a part of this group, and left my job to be a stay at home mom with my 3 months old baby. She is now over a year and I will have to say I am so glad I took action with my money when I did when I was younger to be able to make our family be in a situation to be able to afford to do this. Let me show you these important action items to do with your money if you are a women, and well if you’re a man most likely you are already doing these things.
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Our Story of 2020 and 7 Lessons You Can Learn From
Want to find your networth increase when you think you won’t be able to? You are treasure and I will tell you with these 7 things I learned from 2020. You will be able to achieve your increased networth as well!
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
We travel the US in our RV and create handmade jewelry!
GET YOURS TODAY!
1:1 Grocery Budget Coaching
Set up a 1:1 grocery budget coaching session to get a personalized plan on how to save at the grocery store!
$159.00
Free 15 Day Money Inspiration Devotional
Believe And Budget 
