Believe And Budget
Money Talk with The Maloneys
Category: money
How we paid off our home early
First, I want to start off we paid off our home, which we do not live the traditional lifestyle most American live. I fully believe that a home is where you make it. A home is something that keeps a roof over your head, food is served, and warmth is all around you with love. We live tiny in a 32 foot Thor Four Winds RV. We bought the RV for $47,000 and the loan we took out was for $50,000 in March 2019 and paid it off 100% by May 2021. Our income was under six figures as I was a stay at home mom, but this really doesn’t matter because we made the biggest dent in our loan when we made under six figures than we did when both my husband and I were working and we were making well over six figures. So if you are on the edge of should I pay off my home fast even though I “don’t make a lot of money” yes, why yes you should! You then have so much freedom with what you can do with your money. You can save it. You can give it. You can spend it. You can invest it. It is amazing!
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2021 Full-Time RV Travel Budget in Review
Full-Time Traveling in an RV is an experience that everyone needs to take. The views, the people, the different cultures, and so much more to be able to take in during a year. If you have ever want to full-time travel or you want to do it, you need to. We want to share our budget form 2021 from you and I will give you as much details as I can. Here is our 2021 full-time travel budget in review.
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Refresh Yourself. CREATE BETTER GOALS.
Want to set new years resolutions for 2021? It does not always have to be physical wellness like setting up a gym membership and losing weight. What if it looked different this year and you set goals for your financial wellness? We have just want you need for your new years resolution for 2021 to get you financially fit!
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5 Money Books Will Change Your Life Financially!
Do you wonder if it is possible to read 5 easy to read books to move your finances forward? This post will show you the 5 books that have taught over millions of people how to be on their way to a millionaire. Take the stress out of finances! Plus Christmas is just around the corner — add them to your list!
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Need help with your next shopping trip and your budget?
Shopping is a habit for many people. It gives you joy. It gives you an emotional healing. It gives you happiness, but sometimes our shopping habits become out of control. Do your shopping habits become addictive? Do you do it out of emotions? Do you do it out of a bad day? Well good for you, you can learn from us these three easy ways to help you on your next shopping trip and your budget.
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Let us tell you 5 ways to create a new life for you.
During the scary pandemic, when we thought it was the hardest. Locked up in our tiny home with no friends, huge debt, and two jobs. He told us, Kailey, you should stay at home with your child and not go back to work. I put all my faith and trust in him telling him even though I didn’t know how we would pay off our debt in one year, but with God all things are possible. I stayed positive. I stayed faithful. I stayed talking to God daily. Ask my husband my journal was full in less than a year. I was building a closer and closer relationship with him.
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5 Ways To Bless Others
This is the season to bless others with Thanksgiving and Christmas. Thanksgiving is all about being thankful and grateful for what you already have and Christmas is about giving and celebrating. Do you want to use your money to bless others? We love to bless others with our money and we want to share with you 5 ways we have seen in our own lives through us and through others. Let us share with you some of our favorite ways to bless others this season.
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5 Ways to Save for the Holidays!
Is this year been a year or what? Lets make the end of the year better than the middle of the year by saving for the holidays earlier than later. Come along with us as we share 7 ways to save for the quarantine holidays!
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How to Get Through the Rest of the Year To Set Myself Up for 2022?
Are you in a really hard season right now? The pandemic feels like it still here, and most people often said let me just get through the summer and now summer is over and it is almost the new year! We want you to set yourself up for a better year next year and we have just what you need something to energize you, give you hope, give you excitement, and so just sit right here and read!
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How to Stop Emotional Shopping
If you have an online shopping addiction, we have just what you need here. There comes a point when you are just shopping out of emotion. The feelings of depression, where you think you are broken, and you are in so much fear. You might just be swiping your card because it “makes you” feel better. You feel like you cannot turn this around so lets just keep going. But let us share with you some hacks we have had clients tell us work when they are in a spiral of shopping addiction.
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We are the Maloneys!
We are here to help you live a better life by believing, budgeting, and growing your networth!
We paid off 112k worth of debt in 6.5 years, cash funded our $10k wedding, saved $10k for our baby, paid for 2 cars with cash, and grew our networth to six figures!
We travel the US in our RV and create handmade jewelry!
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